By Ken Stern
Weather, housing, activity, and well-being care are one of the elements explored in 50 wonderful locations to Retire in the United States, second Ed.. This revised and up to date model appears on the most well liked retirement groups within the usa and offers info in a easy layout that may not baffle readers with statistics and hard-to-follow charts.
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Too many own finance experts provide monetary suggestion that ignores the massive photo and as a substitute specializes in making an investment. you wish even more than that to devise your destiny. you wish a broader knowing of non-public finance that comes with all components of your monetary lifestyles that allows you to develop into financially sound.
For lots of american citizens, "retirement" isn't shaping as much as be what that they had in brain. With such a lot of humans dwelling longer than ever earlier than, and lots of persistent health problems at the raise, besides own discount rates at the lessen, the dream of retirement has develop into a four-letter word—Yuck! the US and americans are in a monetary and well-being drawback.
Extra resources for 50 Fabulous Places to Retire in America
What's up, doc? Have you asked your family, friends and doctors if they can refer you to a physician in your new town? Although most places have a physician referral service, it's always better to start out with personal recommendations. 35. Are you eating right and exercising? Our physical decline as we get older is often caused by lack of exercise and poor eating habits. Have you changed your habits to compensate for a slower metabolism and greater risk of disease? Are you considering areas where you can incorporate physical activity into your daily regimen?
Do you want to work part-time (perhaps at a senior organization)? Will you golf three days a week? Describe your ideal day, week and even year. 7. What about your social life? Do you currently have an active social life or do you prefer quite, solitary days? If you relocate, how will you handle leaving the security of your home and friends? Page 13 8. What are your hobbies? What do you enjoy doing most in your spare time? Do you hope to develop these skills and hobbies more in your retirement? 9.
As with all financial planning strategies presented in this book, consult with professionals before creating one. The concept is to create a charitable trust with a qualified charity. Deposit an asset into the trust that is highly appreciated, say a building. Sell the building and pay no capital gains taxes. Convert it to income and draw the income that is generated, or a portion of it. By doing so, you reduce the size of your estate and potential estate taxes, avoid capital gains taxes and receive deductions on your taxes for the amount of the gift.
50 Fabulous Places to Retire in America by Ken Stern